Marketfy Maven Tim Melvin recently had the opportunity to speak with Chris Marinac, co-Founder and Director of Research with FIG Partners—a community bank specialist research and investment firm—to get his thoughts on the future of financial institutions, big and small, and what part fintech and regulation reform will play in the next 12 months.Below is part two of their conversation, slightly edited for length and clarity. Melvin: How likely is it that the whole fintech scenario plays out and the banks end up acquiring a lot of these technologies outright. Is that a realistic view?Marinac: I think so. If you think about it, the banks have more currency now. So the fact that they have stocks that they can use to do small equity deals, absolutely. In many respects, the marketplace would embrace that. via