Baby boomers are consumers, not savers, especially when it comes to funding retirement, a new report confirms. “The retirement savings shortfalls show that for those on the verge of retirement, the deficits vary from $19,304 per individual in married households, increasing to $33,778 for single males and $62,734 for single females,” according to the study, conducted by the Employee Benefit Retirement Institute. Looking out further, millions of Americans between the ages of 25 and 55 are in the same fix.